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Terms & Conditions

This Agreement describes the terms and conditions (“Terms”) pursuant to which you may access and use the services provided on www.stcloudrealtors.com (“the Site”). Please read this Agreement carefully as your use of the Site constitutes your binding acceptance of these Terms, including any modifications we may make. Please review the www.stcloudrealtors.com Privacy Policy which also governs your use and interaction with the Site. In consideration of the St. Cloud Area Association of REALTORS® (“SCAAR”) granting you access to the Site, you hereby agree as follows:

1. SCAAR reserves the right at its sole discretion to change, modify, add or remove portions of these Terms at any time without notice or liability, and such modification shall become effective upon posting on the Site. Your use of the Site following any such modification shall be conclusively deemed to be your acceptance of such modification.

2. REALTOR®, REALTORS®, REALTOR-ASSOCIATE®, the REALTOR® Block “R” logo, REALTOR.com, and REALTOR.org are trademarks, service marks, membership marks, and/or logos of the National Association of REALTORS®. All REALTOR® trademarks, service marks, membership marks and logos appearing on www.stcloudrealtors.com are the property of the National Association of REALTORS® and all rights in those trademarks, service marks, membership marks and logos are reserved. Members of SCAAR using any of the membership marks are bound by and should refer to the rules and regulations governing use of those marks to assure proper usage. http://www.realtor.org/membership-marks-manual

3. The information provided on the Site is for educational and informational purposes only. The information should not be construed as a recommendation by SCAAR for any course of action regarding financial, legal or accounting matters. It is not meant as a substitute for professional advice from a qualified legal, accounting or financial professional.

4. SCAAR does not represent, warrant or endorse the accuracy or reliability of any information displayed, uploaded, downloaded or distributed through the Site by any user, or any other person or entity. SCAAR disclaims liability for any damages or losses, direct or indirect, that may result from use of or reliance on information contained on the Site.

5. SCAAR may change, suspend or discontinue any aspect of the services provided at the Site at any time without notice or liability, including the availability of any feature, blog, database or content.

6. The Site contains a combination of content that SCAAR creates, its partners create, and that its users create. All materials published on the Site including but not limited to text, images, video, graphics and multimedia files (“Content”) are protected by all applicable copyright and trademark laws and owned by SCAAR or the party credited as the provider of the Content. All rights in the Content are expressly reserved by the applicable copyright and trademark owner.

a. You may not sublicense, transfer or otherwise make any Content available to any third party for commercial purposes or financial gain or use the Content in any other media or in any other location other than as permitted in this section. You may not upload Content that contains advertising or promotion for a particular real estate listing or for real estate services, including brokerage, lending, title insurance, property or casualty insurance, property management, building developing or consulting.

b. All Content provided by any party other than SCAAR must identify the party who provided that Content.

c. By posting material to the Site, you warrant and represent that you either own or otherwise control all of the rights to that material, including without limitation, all the rights necessary for you to provide, post, upload, input, or submit the material, or that your use of the material is a fair use. You agree that you will not knowingly and with intent to defraud provide material and misleading false information. You represent and warrant also that the material you supply does not violate these Terms, and that you will indemnify and hold SCAAR, its subsidiaries, affiliates, officers, employees, and agents, harmless for any and all claims resulting from material you supply.

d. By posting material to the Site, you grant SCAAR, its subsidiaries, affiliates, partners and third party licensees a nonexclusive, perpetual, irrevocable, worldwide, sub licensable, royalty-free license to use, store, display, publish, transmit, transfer, distribute, reproduce, aggregate your material with other content, create derivative works of and publicly perform that content for any purpose on and through each of the services provided by the Site. This license shall apply to the distribution and the storage of your content in any form, medium, or technology now known or later developed.

e. SCAAR blogs are syndicated for RSS aggregation. You have permission to subscribe to the blog content via an RSS reader or e-mail.

7. The Site may contain links to other Internet sites operated by third parties. These links are provided as a convenience to access the information contained therein. SCAAR does not endorse or approve, is not a sponsor, partner, promoter or publisher of such sites or their content, and expressly disclaims any responsibility or liability for the content of any other site. You should direct any concerns regarding any external link to the site administrator or Webmaster of such other site.

8. Your dealings with advertisers and third party vendors found on or through the www.stcloudrealtors.com, including your participation in promotions, the purchase of goods, and any terms, conditions, warranties or representations associated with such activities, are solely between you and the third party. SCAAR does not make any representations or warranties with respect to any goods or services that may be obtained from such third parties, and you agree that SCAAR will have no liability for any loss or damage of any kind incurred as a result of any activities you undertake in connection with the use of or reliance on any content, goods, services, information or other materials available, or through such third parties, on the Site. You acknowledge that such third party sites usually have their own terms and conditions, including privacy policies, over which SCAAR has no control and which will govern your rights and obligations with respect to the use of those sites.

9. THIS SITE IS PROVIDED BY SCAAR ON AN “AS IS” AND “AS AVAILABLE” BASIS AND WITHOUT ANY WARRANTY THAT THE SITE WILL MEET ANY PARTICULAR CRITERIA OF PERFORMANCE OR QUALITY. SCAAR MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE USABILITY, CONDITION OR OPERATION OF THIS SITE, OR THAT ACCESS TO OR USE OF WWW.STCLOUDREALTORS.COM WILL BE UNINTERRUPTED OR ERROR-FREE, OR AS TO THE INFORMATION, CONTENT OR MATERIALS INCLUDED ON THIS SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, SCAAR DISCLAIMS ALL WARRANTIES, EXPRESS AND IMPLIED, INCLUDING, BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, TITLE, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, COMPARABILITY, SECURITY AND ACCURACY. YOU AGREE THAT SCAAR IS NOT LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO, DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL AND PUNITIVE DAMAGES.

10. As part of the registration process to use the Members Only portions of the Site, you will be issued a username and password. You may change your password at any time in accordance with the procedure on the Site. You agree you are exclusively responsible for maintaining the security of your password. You agree to provide SCAAR with accurate, complete, and updated registration information. Failure to do shall constitute a breach of this Agreement, which may result in immediate termination of your access to the Site.

11. SCAAR reserves the right, but not the obligation, to send electronic mail to any and all users of the Site for the purpose of informing them of changes or additions to the Site or any related services or products. Your registration on the Site constitutes your consent to receive such electronic mail unless it is subject to any right you may have to opt-out of receiving said messages and you have opted out as provided for in SCAAR’s Privacy Policy.

12. SCAAR may at any time, in its sole discretion, terminate, limit or suspend your access to www.stcloudrealtors.com, without notice or liability, for any reason whatsoever, including without limitation your breach of this Agreement or the termination of your membership in SCAAR.

13. SCAAR encourages meaningful exchange on the Site on issues involving REALTORS® and real estate. Unless otherwise provided for regarding a specific section of the Site, user Content is reviewed by
a SCAAR representative and approved Content will be posted in a timely fashion.

SCAAR aims to publish all user-submitted Content unless it:
• Contains language that SCAAR, in its sole discretion, considers offensive or inappropriate;
• Is not relevant to the post that is being responded to;
• Is a commercial endorsement, including spam; or
• Infringes the trademarks or copyrights of SCAAR or any third parties.

a. SCAAR disclaims responsibility and liability for the content and opinions expressed by others on the Site including, but not limited to, content or opinions regarding any products or service mentioned on the Site.

b. If you upload Content to the Site, you agree to indemnify and hold SCAAR harmless from any and all liability damages or expenses whatsoever due, directly or indirectly, to any cause of action arising out of the Content posted by you.

c. You agree to use the Site only for lawful purposes and not to upload any unlawful Content or in any other way use the Site so as to violate any local, state, or national law.

d. SCAAR reserves the right but not the obligation to refuse, move, or remove any material submitted to the Site for any reason and to restrict, suspend, or terminate your access to all or any part of the Site.
(i) You agree not to post any defamatory, libelous, threatening, vulgar, sexual explicit, abusive, profane, rude, obscene, or anonymous Content.
(ii) You agree not to take any action which would disrupt or interfere with the normal use of the Site by other authorized users.
(iii) You agree not to post any advertising, promotional or other type of solicitation to other authorized users of the Site except in those areas of www.stcloudrealtors.com where such postings may be specifically authorized.
(iv) You agree not to impersonate any other person in any registration or Content you upload to the Site.
(v) Individual sections of the Site may have additional rules and regulations specific to the subject matter being covered in that section. These rules and regulations will be posted on the section’s homepage. You agree to abide by the rules and regulations of individual sections on the Site.

14. This Agreement, its Terms, and use of the Site are governed by and will be interpreted under the laws of the State of Minnesota, United States of America, without reference to conflicts of laws and without regard to the location of execution or performance of this agreement.
You hereby agree that any and all disputes which may arise and any litigation that may arise from such disputes will be litigated before a court located in the State of Minnesota, County of Stearns, U.S.A., to the exclusion of the courts of any other country, state or county.

15. If you believe that your intellectual property rights have been violated by SCAAR or by a third party who has uploaded Content on our Site, please provide the following information to the SCAAR-designated copyright agent listed below:

a. A description of the copyrighted work or other intellectual property that you claim has been infringed;
b. A description of where the material that you claim is infringing is located on the Site;
c. An address, a telephone number, and an e-mail address where SCAAR can contact you and, if different, an e-mail address where the alleged infringing party, if not SCAAR, can contact you;
d. A statement that you have a good-faith belief that the use is not authorized by the copyright or other intellectual property rights owner, by its agent, or by law;
e. A statement by you under penalty of perjury that the information in your notice is accurate and that you are the copyright or intellectual property owner or are authorized to act on the owner’s behalf;
f. Your electronic or physical signature.

SCAAR may request additional information before removing any infringing material. SCAAR may provide the alleged infringing party with your e-mail address so that that person can respond to your allegations.

If you believe your copyright material is being used on this Site without permission, please notify the designated agent at:

St. Cloud Area Association of REALTORS®
2109 Troop Drive
Sartell, MN 56377
Info@stcloudrealtors.com
Phone: 320-253-7149
Fax: 320-253-9701

16.       Digital Millennium Copyright Act (“DMCA”): SCAAR respects the intellectual property rights of others and expects you to do the same. Per the DMCA, SCAAR will respond expeditiously to claims of copyright infringement on the Site if submitted to SCAAR’S Copyright Agent as described below. Upon receipt of a notice alleging copyright infringement, SCAAR will take whatever action it deems appropriate within its sole discretion, including removal of the allegedly infringing materials.

If you believe that your intellectual property rights have been violated by SCAAR or by a third party who has uploaded materials to the Site, please provide the following information to SCAAR’s designated Copyright Agent listed below:

a. A description of the copyrighted work or other intellectual property that you claim has been infringed;

b. A description of where the material that you claim is infringing is located on the Site;

c. An address, telephone number, and e-mail address where SCAAR can contact you and, if different, an e-mail address where the alleged infringing party, if not SCAAR, can contact you;

d. A statement that you have a good-faith belief that the use is not authorized by the copyright owner or other intellectual property rights owner, by its agent, or by law;

e. A statement by you under penalty of perjury that the information in your notice is accurate and that you are the copyright or intellectual property owner or are authorized to act on the owner’s behalf;

f. Your electronic or physical signature.

SCAAR may request additional information before removing any allegedly infringing material. In the event SCAAR removes the allegedly infringing materials, SCAAR will immediately notify the person responsible for posting such materials that SCAAR removed or disabled access to the materials. SCAAR may also provide the responsible person with your e-mail address so that the person may respond to your allegations.

SCAAR reserves the right to terminate, limit or suspend any user’s access to the Site in the event of repeated infringing activity. If you believe that a user of this Site is a repeat infringer, please follow the above instructions to contact SCAAR’s Copyright Agent. Please include sufficient information to assist SCAAR in determining that the user repeatedly engaged in infringing activity.

SCAAR registered a designated agent with the Copyright Office pursuant to 17 U.S.C. 512(c). SCAAR’s designated Copyright Agent is:

Kelly L. Travis
St. Cloud Area Association of REALTORS®
2109 Troop Drive
Sartell, MN 56377
320-253-7149
kelly@stcloudrealtors.com