Buying a Home

When you decide you are ready to buy a home, there are many factors to consider.  The home buying process typically includes many of the following elements.  Your REALTOR® will be your key resource and guide you every step of the way.


Select a REALTOR®

  • Choose a REALTOR®  to guide you in the process of buying a home.
  • Discuss agency choices and select appropriate working relationship.


Obtain Financing

  • Find a mortgage company.
  • Consult with a loan officer.
  • Get pre-qualified.
  • Obtain loan pre-approval.


Find the Right Home

  • Determine your wants and needs based on your budget.
  • View properties with your REALTOR®.
  • Choose the right home.


Make an Offer

  • Review comparable sales to determine offer price.
  • Review programs of loan pre-approval; decide on financing.
  • Decide on other terms - inspections, possession date, personal property, etc.
  • You will be required to provide earnest money.
  • Your REALTOR® will prepare the purchase agreement and present the offer.


Negotiations

  • The seller will either accept, reject or counter your offer.
  • Review the terms of any counter offers and make any needed changes.
  • With an accepted offer - select a qualified home inspection professional.


Close on your home!

  • Your REALTOR®, loan officer and title company will walk you through this process.
  • Move In!